Disclaimer

Last updated: 13 November 2026.

Independent publication

The Scholar Times is an independent publication. We are not affiliated with, endorsed by or acting for any scholarship provider, university, exam body, bank or government agency that we write about.

For information only

Our guides, calculators and tools are published for general information. They are not professional, legal, immigration, financial or admissions advice. Rules, fees, dates and eligibility change, so confirm every detail on the official website of the provider before you apply, pay or travel.

Accuracy and dates

We link official sources where we can and show when a page was last updated. Even so, an error or an out-of-date detail can slip through. If you find one, tell us through the contact page or the corrections form on the About page, and we will check it.

Calculators and estimates

The CGPA, EMI and IELTS calculators give estimates based on common formulas. Universities, boards, lenders and test bodies may use different rules. A result from our tools is not an official score, grade, loan offer or eligibility decision.

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Reading a guide does not guarantee a scholarship, an admission, a visa or a loan. Decisions are made only by the relevant institution or authority.

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